Start with Money

Secure Funding Today for your Fix and Flip, Short-Term Rental, Mid-Term Rental, Long-Term Rental or Co-living property

Welcome To Your Company

We Are Calculating The Best Opportunities For You

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Learn from customer feedback

Professional Team

High Savings Potenstial

24/7 customer support

Brodie Rogers

– Founder Your company

Six Step Funding Process

Step 1

Click the Get Started button to input the details for the project you are looking for us to finance.

Step 2

Please ensure the closing date is accurate and inline with the closing timelines listed in the FAQ.

Step 3

Our team will respond to clients who submitted a funding request within 24 hours.

Step 4

If your deal is eligible for financing, you will receive an automated email from informing that a term sheet is ready for your review

Step 5

After the term sheet is accepted and the necessary information and documents is submitted, we will order a valuation and move the file into underwriting.

Step 6

Our team will reach out to you for any additional info we will need for closing.

Frequently Asked Questions

Do you do a hard credit pull? How often?

We strive to find the best funding solution for your project. Depending on the solution, we may require hard pulls, but this only happens once you've accepted the terms, and the loan is in underwriting.

What is counted as liquidity?

Checking, savings, and money market accounts. We can also consider retirement accounts, stocks, and HELOCs up to 70% of the balance.

Do you finance short-term rentals (STR), mid-term rentals (MTR) and co-living?

Yes, we do! We cover all types of rentals for DSCR loans.

Do you offer 100% Loan to Cost financing?

Yes, however it's subject to the specific deal and borrower experience.

Can I add a partner if I don’t meet the credit or liquidity criteria?

Yes, this person must be a partner in the operating agreement of the entity.

Do you have a seasoning period for cash out refinances?

Most funding programs for DSCR loans require 3-6 months seasoning. However, we have a limited set of programs that allow no seasoning.

How fast can you close?

It depends on the type of loan product. Note that the following timelines start when the file is ready for underwriting, meaning that all information and documents are submitted. Also keep in mind that the more time we have until closing, the better loan terms we can provide.

Rehab/bridge loans – as fast as 48 hours, but on average: 10 business days
Rental (DSCR) loans – as fast as 2 weeks, but on average: 25 - 30 calendar days
Construction – as fast as 3 days after appraisal, but on average: 3 - 4 weeks
Commercial – as fast as 30 days, but on average: 60 - 90 calendar days

What are the top reasons funding requests get denied?

Combined low FICO score with lack of experience and low or no liquidity

No experience and the rehab cost is larger than the purchase price

The asset type is a mobile or manufactured home